Group Life Benefits
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
PO BOX 14319 LEXINGTON, KY 40512
Group Life Benefits
| Policy Holder: | Alabama State University |
| Carrier: | Guardian Life |
| Basic Life Coverage: | $20,000 |
| Accidental Death & Dismemberment (AD&D) Amount: | $20,000 |
| University’s Cost: | 100% |
| Employee’s Cost: | $0 |
Optional Supplemental Coverage:
Eligibility employees may choose additional amounts in increments of $10,000, to a maximum of $100,000. Monthly cost per $1,000 of coverage is based on age. $20,000 in spouse/domestic partner coverage (cost of coverage based on age) or $10,000 for each dependent child coverage may also be purchased. Dependent children eligibility - 14 days to 26 years of age.
Reduction:
Upon the attainment of age 65 the amounts of life and accidental death and dismemberment insurance shall be reduced 35%. Upon retirement all insurance benefits shall terminate.
Beneficiary:
As in writing, on file with the policy holder.
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