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Group Life Benefits

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
PO BOX 14319   LEXINGTON, KY 40512

 

Group Life Benefits

Policy Holder: Alabama State University
Carrier: Guardian Life
Basic Life Coverage:  $20,000
Accidental Death & Dismemberment (AD&D) Amount:  $20,000
University’s Cost:  100%
Employee’s Cost:  $0

Optional Supplemental Coverage:

Eligibility employees may choose additional amounts in increments of $10,000, to a maximum of $100,000. Monthly cost per $1,000 of coverage is based on age. $20,000 in spouse/domestic partner coverage (cost of coverage based on age) or $10,000 for each dependent child coverage may also be purchased. Dependent children eligibility - 14 days to 26 years of age.

Reduction:

Upon the attainment of age 65 the amounts of life and accidental death and dismemberment insurance shall be reduced 35%. Upon retirement all insurance benefits shall terminate.

Beneficiary:

As in writing, on file with the policy holder.

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